Silverstream

The Nursing Home Support Scheme

The Nursing Home Support Scheme provides financial assistance towards the cost of long stay nursing home care. Under the scheme, people who need nursing home care have their income and assets assessed, and then make a contribution towards the cost of their care based on this assessment. The HSE will pay the balance, if any, of the costs of care in designated public, and approved private, nursing homes covered under the scheme. All Silver Stream Healthcare Group nursing homes are currently included in the The Nursing Home Support Scheme.

As the budget for this scheme is fixed each year, at times a waiting list for financial support may be in place. The processing time for all Support Scheme applications can take up to eight weeks, so it is important that you apply as early as possible to ensure that you receive financial assistance prior to your admission.

 

Who Can Apply For The Scheme

Anyone who requires long stay residential care can apply. You must be ordinarily resident in Ireland, which means that you have been living here for at least one year or you intend to live here for at least one year.

 

What Financial Support Does The HSE Offer

There are two types of financial support available under this scheme; State Support and a Nursing Home Loan (Ancillary State Support).

 

How Does The Application Process Work

There are two parts to the application process, a Care Needs Assessment and a Financial Assessment.

The Care Needs Assessment is carried out by healthcare staff (e.g. Doctors, Nurses, Social Workers) and looks at your healthcare needs and your family and social supports. The outcome of this assessment will show if you need long stay residential care.

If the Care Needs Assessment shows that you need long stay residential care, the Financial Assessment will work out the amount that you will pay towards the cost of your care, and the amount that the HSE will pay.

The amount that you pay for your care depends on your income and the value of your assets. People who have less income or assets pay less, and people who have more income or assets pay more. Nobody will ever pay more than the cost of their care.

 

State Support

Your income and assets are assessed and your weekly contribution is worked out. The HSE will pay the rest of the weekly cost of your care, this is called State Support.

 

Nursing Home Loan (Ancillary State Support)

This is an optional extra feature of the Nursing Home Support Scheme for people who own property or land based assets in Ireland. Instead of paying your full weekly contribution for your care from your own means, you can choose to apply for a Nursing Home Loan, to cover the portion of your contribution which is based on property or land assets. The HSE will then pay that portion of your cost of care on top of your State Support payment.

The loan is paid back to the State after the sale of all, or part, of the asset or upon your death, whichever occurs first. Repayment of the loan is made to the Revenue Commissioners. In certain cases, repayment of the loan can be deferred; you can read more about this in Appendix One, The Nursing Home Support Scheme Information Guide. This part of the scheme is designed to protect people from having to sell their home during their lifetime to pay for nursing home care.

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Head Office / Ratoath Manor
Ratoath
Co Meath.
Tel: (01) 825 4265
Fax: (01) 825 4263
Email: admin@silverstream.ie
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